Proverbs 27:12-14

New International Reader's Version

¹² Wise people see danger and go to a safe place.
    But childish people keep on going and suffer for it.

¹³ Take the coat of one who puts up money for what a stranger owes.
    Hold it until you get paid back if it is done for an outsider.

¹⁴ Suppose you loudly bless your neighbor early in the morning.
    Then you might as well be cursing him.